- Principal Brokers
Employee Name : Kevin Smith
President
School: Lipscomb University ’88
Licensed: Life & Health / Property & Casualty
E-mail: kevinsmith@benefits-inc.com

Employee Name : Tim White
Secretary / Treasurer
School: Tennessee Technological University ’89
Licensed: Life & Health / Property & Casualty
E-mail: timwhite@benefits-inc.com
- Brokers
Employee Name : John Reynolds
Broker
Licensed: Life & Health / Property & Casualty
School: Middle Tennessee State University (BFA) ’85
E-mail: johnreynolds@benefits-inc.com
Employee Name : Brian Shirk
Broker
School: Wright State University BS ’94
Austin Peay State University MS ’00
Licensed: Life & Health / Property & Casualty
E-mail: brianshirk@benefits-inc.com
Employee Name : Jack Smith
Broker
Licensed: Life & Health / Property & Casualty, Series 6/63
E-mail: jacksmith@benefits-inc.com
Employee Name : John Ratliff
Broker
School: Eastern Michigan University ’92
Licensed: Life & Health / Voluntary Specialist
E-mail: johnratliff@benefits-inc.com
Employee Name : Michael Curcio
Broker
School: University of Mississippi ’05
Licensed: Life & Health / Property & Casualty Insurance
E-mail: mcurcio@benefits-inc.com
Employee Name : Lisa McIntyre
Broker
School: Western Kentucky University
Licensed: Life & Health
E-mail: lisa@benefits-inc.com
- HR Support
Employee Name : Matthew Kincade
Vice President of Operations
School: Freed-Hardeman University ’06
Licensed: Life & Health / Property & Casualty
E-mail: matthewkincade@benefits-inc.com
Employee Name : Amber Smotherman
Claims Specialist
Licensed: Life & Health / Property & Casualty
E-mail: amber@benefits-inc.com
Employee Name : Sherri White
Vice President
School: Austin Peay State University ’91
Licensed: Life & Health
E-mail: sherri@benefits-inc.com
Employee Name : Collin James
Customer Service / Account Management
School: Austin Peay State University ’08
E-mail: CollinJames@benefits-inc.com
Employee Name : Ashley Langbehn
Customer Service / Account Management
E-mail: alangbehn@benefits-inc.com
Employee Name : Kendel Barber
Vice President
School: Austin Peay State University ’10
Licensed: Life & Health / Property & Casualty
E-mail: kendel@benefits-inc.com



















